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Design Professional Liability Market Report

Written and reviewed by Michael LaBarbera, licensed insurance agent

WTW’s Spring 2026 update describes a broadly stable design professional liability market with ample capacity. Its renewal-rate forecast and claim-severity findings are summarized below with their source date.

DESIGN PROFESSIONAL LIABILITYG-001INSURANCE / REFERENCE SHEET

Spring 2026 source edition · quarterly review

The market is broadly stable with ample capacity despite carrier consolidation.

Insurance Marketplace Realities 2026 Spring Update – Architects & Engineers — WTW

Source date: 2026-05-07

Renewal rate forecasts ranged between -5% and -10% so far in 2026.

Insurance Marketplace Realities 2026 Spring Update – Architects & Engineers — WTW

Source date: 2026-05-07

Average claims were around $130,000, with severity claims exceeding $250,000.

Insurance Marketplace Realities 2026 Spring Update – Architects & Engineers — WTW

Source date: 2026-05-07

Insurers’ scrutiny of risk quality and documentation remained unchanged.

Insurance Marketplace Realities 2026 Spring Update – Architects & Engineers — WTW

Source date: 2026-05-07

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