Carrier profile
Great American professional liability for design professionals
Written and reviewed by Michael LaBarbera, licensed insurance agent
Great American writes professional liability for design professionals and is quoted through our agency. Below are 6 policy features taken from Great American's own published US documents, each linked to its source.
| Feature | What the carrier's document says | Source |
|---|---|---|
| Eligibility (revenue and firm types) | Architects, engineers and design consultants, including environmental consultants; billings up to $25 million. | Great American Professional Liability Division — Protection for Design Professionals (2026-10) |
| Limits available | $250,000 per claim/$250,000 aggregate to $5 million per claim/$5 million aggregate. | Great American Professional Liability Division — Protection for Design Professionals (2026-10) |
| Deductibles / credits / options | $0 deductible option for qualified small firms; aggregate deductible option for most firms. Early-resolution credits: 75% within one year or 50% within three years (only higher credit applies). | Great American Professional Liability Division — Protection for Design Professionals (2026-10) |
| Policy form | Claims made and reported. | Design Professionals Liability Insurance for Architects, Engineers and Design Consultants — Coverage Features (2023-01) |
| Consent-to-settle / hammer clause | No hammer clause; insured consent required to settle a claim. | Great American Professional Liability Division — Protection for Design Professionals (2026-10) |
| Pre-claim assistance | Pre-claims assistance included. | Great American Professional Liability Division — Protection for Design Professionals (2026-10) |
Features not shown were not confirmed in a published US document; ask us. Carrier names identify markets quoted through our agency. Availability depends on underwriting, state, policy wording and endorsements; this is not an offer of coverage.
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Great American questions
Can Provident Financial Group quote Great American?
Yes. Great American is one of several carriers quoted through our agency from one application. We also show you which carriers declined and why.
What policy form does Great American use for design professionals?
Great American's published material describes it as: Claims made and reported.. Policy wording controls.
What limits does Great American offer design firms?
Its published material lists: $250,000 per claim/$250,000 aggregate to $5 million per claim/$5 million aggregate.. Your available limits are set in underwriting.
Does this page rank Great American against other carriers?
No. We list features from the carrier's own documents only and do not rank or endorse carriers.
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